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Monobank · PrivatBank

Know how much is safe to spend.

Pythia reads your bank statement, sets regular payments apart from everyday spending, and shows what is left.

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Private · Local-first · Bank sync

Your statement never leaves this device. Your browser reads it; nothing is uploaded.

How it works

  1. Get a statement

    Export a CSV, XLSX or PDF statement from Monobank or PrivatBank, or connect automatic sync.

  2. Your browser reads it

    Income, regular payments and everyday spending are sorted on your device. The statement itself is not sent to a server.

  3. See what is left

    Income, regular payments and flexible spending side by side, and how much is left over each month.

Privacy you can check

Pythia runs with local-first privacy on your device. In practice that means:

Read the privacy policy →
  • Your statement is read in the browser and never uploaded.
  • Results are stored only on this device. Export or delete them at any time.
  • No bank login required. You choose which file to open or sync.
  • Local-first encrypted data storage.